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Sunday, January 18, 2009

A New look for Health Insurance

By Jeff Cline

Health Insurance is changing. You are seeing a few companies introducing new aged plans that promote health and healp the consumer control cost and save tons. The consumer is tired of paying hundreds for benefits they may never need to use.

What if you could earn rewards for improving your health? Will this is just one of those new plans that UniCare introduced that does that. It is the Solaura HIA plan. HIA stand for Health Incentive Account. Instead of contributions to a saving account you earn dollars in your account.

The plan also allocates a quarterly allowance of $125 single/$250 family to your HIA each quarter of a year. All funds in your account can roll over year to year and there is no roll over limit.

They also dangle incentives to earn bonus dollars in your account. You could stop smoking. Our how about sheding those extra pounds the doctor has been telling you to lose for 5 years now? Immediatly you could earn $50 just for completint a assessemtn online.

One benefit of this plan that makes it super cool is the 100% preventative screening it offers you. It pays for the offcie visit, immunizations and tons of screenings. And no of this is deducted from your earnings!

Experts are saying that early detections saves thousands of dollars and consumers and insurers are picking up on this. Many new plans are promoting healthy habits and annual screenings of ways of controlling cost. Some like the above plan is even offering incentives.

A good way for the consumer to cut cost in this bleak economy is to control how much they spend on health. Why pay hundreds of extra dollars for a health insurance plan with tons of brightly colored benefits most may never use?

So put your health insurance to work for you. Tell then you want to save money. Let them know you are interested in staying healthy and getting healthy and you want a plan that reflects that kind of life style.

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