Many individuals have become increasingly aware that health insurance is completely out of their reach. With the cost of health care skyrocketing to an unbelievable high, we have to wonder, how can we afford this? Not only are we reaching deep in our pockets as a nation, we are reaching, struggling and dying for these costs.
High health care costs are debilitating for many. But just as big a problem is the fact that many don't understand how health insurance components work and how we can make them work for us. Many don't understand the deductible system, and how or when it resets itself. Many can't describe the difference between a PPO and an HMO. The expenses alone are enough to distract us, but the fact that there doesn't seem to be a place to go to sort it all out and get clear answers is even worse.
We all know about the FDA and their role in testing drugs and medical equipment before they can be released to the market. We understand that medical practitioners need to be paid for their services to us, but we also feel like we are being taken advantage of with excessively high costs. Insurance companies seem to make more and more money while we feel blindsided by the onslaught of new medications on the market. And doctors keep writing prescriptions as though that will really solve the problem.
Each year, the number of new drugs approved by the FDA is astounding. Escaping these medications is just not possible. We are bombarded with advertisements on TV, radio, internet and billboards every way we turn. How many new products do we need which are supposed to do basically the same thing as last year's new product?
It is no secret that millions of Americans are struggling to take care of their bodies both mentally and physically. We have let this necessity slip right through our unsuspecting hands. Paying for health care is no longer a choice; for many of us, it simply is not an option. Undoubtedly, we will continue to struggle. As for the middle class and the poor, it seems we have all accepted that if we cannot pay for our health care in a traditional way, we will be paying for it with our lives.
High health care costs are debilitating for many. But just as big a problem is the fact that many don't understand how health insurance components work and how we can make them work for us. Many don't understand the deductible system, and how or when it resets itself. Many can't describe the difference between a PPO and an HMO. The expenses alone are enough to distract us, but the fact that there doesn't seem to be a place to go to sort it all out and get clear answers is even worse.
We all know about the FDA and their role in testing drugs and medical equipment before they can be released to the market. We understand that medical practitioners need to be paid for their services to us, but we also feel like we are being taken advantage of with excessively high costs. Insurance companies seem to make more and more money while we feel blindsided by the onslaught of new medications on the market. And doctors keep writing prescriptions as though that will really solve the problem.
Each year, the number of new drugs approved by the FDA is astounding. Escaping these medications is just not possible. We are bombarded with advertisements on TV, radio, internet and billboards every way we turn. How many new products do we need which are supposed to do basically the same thing as last year's new product?
It is no secret that millions of Americans are struggling to take care of their bodies both mentally and physically. We have let this necessity slip right through our unsuspecting hands. Paying for health care is no longer a choice; for many of us, it simply is not an option. Undoubtedly, we will continue to struggle. As for the middle class and the poor, it seems we have all accepted that if we cannot pay for our health care in a traditional way, we will be paying for it with our lives.
About the Author:
The professionals at www.GoHealthInsurance.com can provide you with information on a wide variety of insurance carriers, from Aetna to Unicare. If you are in need of Pennsylvania health insurance, a quick click to them can send you on the right path.
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